How a UK couple became mortgage-free early by overpaying monthly

Adrian and Tulay Massey cleared their mortgage by 2021, saving about £30,000. After buying a home in Banbury for £280,000 at a 6.1% rate, they overpaid £500 a month, channelled pay rises into the loan and added occasional lump sums. Remortgaging in 2013 to a 2.5% tracker with no overpayment limits sped things up further.