Counter rail tickets to get ₹10 lakh insurance option for 45 paise

From October 27, passengers buying reserved train tickets at railway counters can opt for travel insurance, a facility so far limited to online bookings. The premium is 45 paise per passenger. It offers ₹10 lakh for death or permanent total disability in a train accident, ₹7.5 lakh for permanent partial disability and up to ₹2 lakh for hospitalisation.